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ENCORE CAPITAL GROUP INC

ECPGNASDAQ
๐Ÿ† #1844 by market capEarnings Nov 3US Equity
$96.83โ–ฒ $3.44 (+3.55%)
Live
1hโ–ฒ 0.9%
24hโ–ฒ 3.5%
7dโ–ฒ 4.8%
14dโ–ฒ 3.6%
30dโ–ฒ 6.5%
1yโ–ฒ 135.4%
๐ŸฆMarket Cap
$2.08B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+29.6%
High Growth
๐Ÿ“ŠGross Margin
80.0%
High
๐Ÿ’ตFCF Margin
8.7%
Moderate
โš–๏ธP/S Ratio
1.1x
Cheap
Otter Score
52
Weak

Trading Snapshot

Day Range
$96.43 โ€“ $97.96
52-Week Range
$38.68 โ€“ $101.80
Volume
$3.20B
Avg Volume
$4.19B
Shares Outstanding
21.4M
Next Earnings
Oct 23, 2026

Fundamentals Snapshot

Annual Revenue
$1.76B
Last Q Revenue
$492M
P/E Ratio
7.1
P/S Ratio
1.1x
EPS (TTM)
$13.21
Dividend Yield
โ€”

Why Investors Own ECPG

  • โœ“High-growth profile โ€” revenue up +15.5% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 67% gross margin and 28% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$1.76Bโ–ฒ +10.8% YoY
Gross Margin (TTM)
67.0%โ–ฒ +1.5% YoY
Operating Income (TTM)
$548Mโ–ฒ +10.8% YoY
Free Cash Flow (TTM)
$486Mโ–ฒ +10.8% YoY

About ENCORE CAPITAL GROUP INC

Encore Capital Group, Inc. operates as a specialized financial institution, offering global solutions for debt resolution and associated support services to individual consumers holding diverse financial assets. The company acquires portfolios of consumer debts that are in default, often at substantial discounts from their original value. It then oversees these accounts by engaging with individuals to assist them in fulfilling their repayment responsibilities and working towards their financial recovery. Additionally, Encore Capital Group provides a range of services including initial collection efforts, business process outsourcing, performance-based collection, loan servicing, and various other portfolio administration services to lenders grappling with non-performing loans. The enterprise was established in 1999 and its main offices are situated in San Diego, California.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
52/100

Analyst Ratings

โ“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy6
Hold2
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

๐Ÿš€
Benzingaยท6d ago

Truist Securities Maintains Buy on Encore Capital Group, Raises Price Target to $112

Truist Securities analyst Mark Hughes maintains Encore Capital Group (NASDAQ:ECPG) with a Buy and raises the price target from $105 to $112.

SeekingAlphaยท6d ago

Encore Capital Group, Inc. 2026 Q2 - Results - Earnings Call Presentation

2026-08-06. The following slide deck was published by Encore Capital Group, Inc.

ChartMillยท6d ago

Encore Capital (NASDAQ:ECPG) Beats Q2 Estimates on Record Purchases, Raises Guidance

Encore Capital beats Q2 with $491.9M revenue and $2.81 EPS, helped by record U.S. purchases/collections. FY26 EPS guidance raised to $13-$14.

SeekingAlphaยท6d ago

Encore Capital Group, Inc. (ECPG) Q2 2026 Earnings Call Transcript

Encore Capital Group, Inc. (ECPG) Q2 2026 Earnings Call August 5, 2026 5:00 PM EDTCompany ParticipantsBruce Thomas - Vice President of Global Investor...

๐Ÿ›ฐ๏ธ
Benzingaยท6d ago

Encore Capital Group Raises FY2026 GAAP EPS Guidance from $13.00 to $13.00-$14.00 vs $12.92 Est

Encore Capital Group (NASDAQ:ECPG) raises FY2026 GAAP EPS guidance from $13.00 to $13.00-$14.00 vs $12.92 analyst estimate..

๐ŸŒŒ
Benzingaยท6d ago

Encore Capital Gr Q2 EPS $2.81 Beats $2.67 Estimate, Sales $491.872M Beat $455.095M Estimate

Encore Capital Gr (NASDAQ:ECPG) reported quarterly earnings of $2.81 per share which beat the analyst consensus estimate of $2.67 by 5.24 percent. This is a 12.85 percent increase over earnings of $2.49 per share from