DAVE INC

DAVENASDAQ

🏆 #1379 by market capEarnings Nov 2US Equity

$307.97▼ $2.00 (−0.65%)

Live

1h▲ 0.4%

24h▼ 0.7%

7d▼ 28.5%

14d▼ 18.4%

30d▼ 21.1%

1y▲ 66.6%

🏦Market Cap

$3.91B

Small Cap

📈Revenue Growth (YoY)

+48.6%

High Growth

📊Gross Margin

—

💵FCF Margin

49.6%

Strong

⚖️P/S Ratio

6.1x

Fair

Otter Score

Weak

Trading Snapshot

Day Range: $305.39 – $313.37
52-Week Range: $152.21 – $458.25
Volume: $2.57B
Avg Volume: $3.38B
Shares Outstanding: 12.7M
Next Earnings: Oct 13, 2026

Fundamentals Snapshot

Annual Revenue: $554M
Last Q Revenue: $171M
P/E Ratio: 17.7
P/S Ratio: 6.1x
EPS (TTM): $15.42
Dividend Yield: —

Why Investors Own DAVE

✓High-growth profile — revenue up +47.3% YoY with expanding US Equity exposure.
✓Healthy economics — 39% gross margin and 29% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$554M▲ +49.0% YoY

Gross Margin (TTM)

39.0%▲ +3.6% YoY

Operating Income (TTM)

$125M▲ +49.0% YoY

Free Cash Flow (TTM)

$160M▲ +49.0% YoY

About DAVE INC

Dave Inc. manages a digital platform that delivers a comprehensive array of financial products and services. Among its key offerings is "Insights," a personal finance management solution designed to help members monitor their earnings and expenditures between salary payments. The company also provides "ExtraCash," a no-cost alternative to traditional overdrafts or short-term credit, which allows users to advance money to their accounts and bypass associated fees. Furthermore, its platform features "Side Hustle," an integrated portal for job applications. Dave Inc. also includes "Dave Banking," which operates as a digital checking and demand deposit account. Established in 2015, the firm is headquartered in West Hollywood, California.

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