CONSUMER PORTFOLIO SERVICES
CPSSNASDAQTrading Snapshot
- Day Range
- $9.12 – $9.30
- 52-Week Range
- $6.67 – $10.49
- Volume
- $2.71B
- Avg Volume
- $3.41B
- Shares Outstanding
- 21.7M
- Next Earnings
- Oct 20, 2026
Fundamentals Snapshot
- Annual Revenue
- $428M
- Last Q Revenue
- $121M
- P/E Ratio
- 9.9
- P/S Ratio
- 0.5x
- EPS (TTM)
- $0.85
- Dividend Yield
- —
Why Investors Own CPSS
- ✓High-growth profile — revenue up +37.2% YoY with expanding US Equity exposure.
- ✓Healthy economics — 33% gross margin and 6% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About CONSUMER PORTFOLIO SERVICES
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
Otter Score Breakdown
ⓘAnalyst Ratings
ⓘLatest News & Updates
Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Prepared Remarks Transcript
Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call August 5, 2026 1:00 PM EDTCompany ParticipantsCharles Bradley - CEO & ChairmanDenesh...
Consumer Pf Servs Q2 EPS $0.27 Up From $0.20 YoY, Sales $121.389M Up From $109.764M YoY
Consumer Pf Servs (NASDAQ:CPSS) reported quarterly earnings of $0.27 per share. This is a 35 percent increase over earnings of $0.20 per share from the same period last year. The company reported $121.389 million in
CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization
LAS VEGAS, Nevada, July 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its third term securitization in 2026 on Wednesday July 22, 2026. This is the largest securitization in the history of the company. The transaction is CPS's 60th senior subordinate securitization since the beginning of 2011 and the 43rd consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class