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CORPAY INC

CPAYNYSE
πŸ† #457 by market capEarnings Nov 4US Equity
$405.97β–Ό $0.20 (βˆ’0.05%)
Live
1hβ–² 0.3%
24hβ–Ό 0.1%
7dβ–² 3.3%
14dβ–² 3.3%
30dβ–² 12.2%
1yβ–² 31.2%
🏦Market Cap
$26.53B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+13.9%
Healthy
πŸ“ŠGross Margin
73.3%
High
πŸ’΅FCF Margin
32.6%
Strong
βš–οΈP/S Ratio
5.3x
Fair
Otter Score
49
Weak

Trading Snapshot

Day Range
$399.90 – $413.18
52-Week Range
$252.84 – $409.68
Volume
$2.52B
Avg Volume
$2.56B
Shares Outstanding
65.4M
Next Earnings
Sep 24, 2026

Fundamentals Snapshot

Annual Revenue
$4.53B
Last Q Revenue
$1.34B
P/E Ratio
24.4
P/S Ratio
5.3x
EPS (TTM)
$17.41
Dividend Yield
0.00%

Why Investors Own CPAY

  • βœ“High-growth profile β€” revenue up +59.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 44% gross margin and 29% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$4.53Bβ–² +62.1% YoY
Gross Margin (TTM)
44.0%β–² +3.3% YoY
Operating Income (TTM)
$1.18Bβ–² +62.1% YoY
Free Cash Flow (TTM)
$1.30Bβ–² +62.1% YoY

About CORPAY INC

Corpay, Inc. operates as a global financial technology firm, delivering payment solutions that assist both businesses and individual consumers in efficiently managing a diverse range of expenditures. Its expertise primarily covers vehicle-related costs, corporate financial transactions, and lodging expenses, with operations spanning the United States, Brazil, the United Kingdom, and numerous other international markets. Among its specialized services are comprehensive vehicle payment offerings, which include provisions for fuel, road tolls, parking fees, fleet maintenance, and long-distance transportation. The company also supplies prepaid vouchers and cards for food and transit requirements. For its corporate clientele, Corpay furnishes sophisticated payment instruments such as automated accounts payable systems, virtual payment cards, solutions for international transactions, and dedicated purchasing alongside travel and entertainment card products. Its lodging payment services cater to a broad spectrum of needs, supporting employees on overnight business trips, airline and cruise personnel or stranded passengers, and insurance policyholders displaced from their residences due due to damage or catastrophe. Furthermore, Corpay issues gift cards and payroll cards. Its diverse customer base extends to businesses, merchants, individual consumers, and payment network partners. Established in 1986 and based in Atlanta, Georgia, the company was previously known as FLEETCOR Technologies, Inc., before officially adopting the name Corpay, Inc. in March 2024.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
49/100

Analyst Price Target

β“˜
Average Target
$484.85
β–² +19.4% Upside
High Target$544.77
Low Target$409.05
Based on 33 analysts

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