COSO logo

COASTAL SOUTH BANCSHARES INC

COSONYSE
๐Ÿ† #3091 by market capEarnings Oct 19US Equity
$28.10โ–ฒ $0.21 (+0.75%)
Live
1hโ–ฒ 0.2%
24hโ–ฒ 0.8%
7dโ–ฒ 2.6%
14dโ–ฒ 2.8%
30dโ–ฒ 5.4%
1yโ–ฒ 39.5%
๐ŸฆMarket Cap
$337M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+5.1%
Slowing
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
โ€”
โš–๏ธP/S Ratio
2.6x
Cheap
Otter Score
56
Weak

Trading Snapshot

Day Range
$27.75 โ€“ $28.63
52-Week Range
$19.24 โ€“ $28.56
Volume
$2.25B
Avg Volume
$2.90B
Shares Outstanding
12.0M
Next Earnings
Sep 15, 2026

Fundamentals Snapshot

Annual Revenue
$136M
Last Q Revenue
$36M
P/E Ratio
12.9
P/S Ratio
2.6x
EPS (TTM)
$2.19
Dividend Yield
โ€”

Why Investors Own COSO

  • โœ“High-growth profile โ€” revenue up +23.2% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 50% gross margin and 6% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$136Mโ–ฒ +25.9% YoY
Gross Margin (TTM)
49.7%โ–ผ โˆ’0.1% YoY
Operating Income (TTM)
$11Mโ–ฒ +25.9% YoY
Free Cash Flow (TTM)
$9Mโ–ฒ +25.9% YoY

About COASTAL SOUTH BANCSHARES INC

CoastalSouth Bancshares, Inc. (COSO) serves as the bank holding company for CoastalStates Bank, offering a diverse array of banking products and services to both retail and commercial clientele. Customers can access a range of deposit products, including checking, savings, money market accounts, certificates of deposit, and individual retirement accounts. Its lending options span residential mortgages, home equity loans, cash value lines of credit, commercial and government-backed financing, and mortgage banker finance. The bank also provides debit and credit cards. Additional offerings feature customized and private banking, treasury management solutions, and convenient digital and telephone banking access. Retail banking branches are situated across Hilton Head Island/Bluffton, South Carolina, and in Savannah and the north metro Atlanta area of Georgia. Founded in 2003, its corporate headquarters are located in Hilton Head Island, South Carolina.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
56/100

Analyst Ratings

โ“˜
Consensus
Buy
8 analysts
Strong Buy3
Buy4
Hold1
Sell0
Strong Sell0
Ratings as of Aug 2026

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