CNFINANCE HOLDINGS LTD

CNFNYSE

🏆 #4479 by market capEarnings Aug 27US Equity

$2.22▼ $0.03 (−1.33%)

Live

1h—

24h▼ 1.3%

7d▲ 0.9%

14d▲ 0.9%

30d▼ 13.6%

1y▼ 64.2%

🏦Market Cap

$7M

Small Cap

📈Revenue Growth (YoY)

-60.9%

Declining

📊Gross Margin

100.0%

High

💵FCF Margin

—

⚖️P/S Ratio

-0.1x

Cheap

Otter Score

Weak

Trading Snapshot

Day Range: $2.21 – $2.26
52-Week Range: $2.04 – $6.50
Volume: $2.34B
Avg Volume: $1.63B
Shares Outstanding: 3.0M
Next Earnings: Oct 7, 2026

Fundamentals Snapshot

Annual Revenue: $626M
Last Q Revenue: $153M
P/E Ratio: -0.0
P/S Ratio: -0.1x
EPS (TTM): $-1,346.34
Dividend Yield: 0.00%

Why Investors Own CNF

✓High-growth profile — revenue up +26.3% YoY with expanding US Equity exposure.
✓Healthy economics — 36% gross margin and 24% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$626M▲ +26.3% YoY

Gross Margin (TTM)

36.2%▲ +0.1% YoY

Operating Income (TTM)

$163M▲ +26.3% YoY

Free Cash Flow (TTM)

$148M▲ +26.3% YoY

About CNFINANCE HOLDINGS LTD

CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions specifically designed for owners of micro and small enterprises, and functions as a loan origination agent for other financial entities. Additionally, it provides bridge financing, which consists of unsecured, short-term loans intended to help clients repay existing debts secured by real property. Established in 1999 and headquartered in Guangzhou, CNFinance maintains a significant operational presence, with a network of 63 branches and sub-branches spread across approximately 50 cities in China. This network includes 14 locations within the Pearl River Delta region, 7 in the Yangtze River Delta region, and an additional 42 facilities in other parts of the country.

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