CLBK logo

COLUMBIA FINANCIAL INC

CLBKNASDAQ
πŸ† #1624 by market capEarnings Oct 19US Equity
$11.52β–² $0.45 (+3.88%)
Live
1hβ–² 0.2%
24hβ–² 3.9%
7dβ–² 6.9%
14dβ–² 5.3%
30dβ–Ό 45.9%
1yβ–Ό 22.0%
🏦Market Cap
$3.11B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+29.3%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
15.6%
Healthy
βš–οΈP/S Ratio
7.1x
Fair
Otter Score
47
Weak

Trading Snapshot

Day Range
$11.46 – $11.63
52-Week Range
$6.21 – $11.74
Volume
$5.04B
Avg Volume
$4.38B
Shares Outstanding
269.5M
Next Earnings
Sep 23, 2026

Fundamentals Snapshot

Annual Revenue
$507M
Last Q Revenue
$122M
P/E Ratio
52.0
P/S Ratio
7.1x
EPS (TTM)
$0.32
Dividend Yield
β€”

Why Investors Own CLBK

  • βœ“High-growth profile β€” revenue up +19.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 44% gross margin and 16% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$507Mβ–² +17.7% YoY
Gross Margin (TTM)
43.7%β–Ό βˆ’0.1% YoY
Operating Income (TTM)
$94Mβ–² +17.7% YoY
Free Cash Flow (TTM)
$82Mβ–² +17.7% YoY

About COLUMBIA FINANCIAL INC

Columbia Financial, Inc. operates as a bank holding company, delivering a comprehensive array of financial solutions to both corporate clients and individual consumers, primarily within the United States. Its deposit offerings encompass various options, including non-interest-bearing checking accounts for businesses and individuals, interest-bearing checking and municipal accounts, savings and club accounts, money market accounts, and certificates of deposit. The company's extensive lending portfolio features financing for multifamily and commercial properties, business operations, residential homes (one-to-four family), construction projects, and home equity. Additionally, it extends consumer loans for purposes such as automobiles and personal use, alongside unsecured credit lines and overdraft protection. Beyond traditional banking, Columbia Financial also provides title insurance, wealth management services, and sophisticated cash management tools like remote deposit, lockbox services, and sweep accounts. Established in 1927 and headquartered in Fair Lawn, New Jersey, the firm maintained a significant physical presence as of December 31, 2021, with 62 full-service banking locations spread across 12 New Jersey counties, complemented by two additional branches in Freehold, New Jersey. Columbia Financial, Inc. operates as a subsidiary under the umbrella of Columbia Bank MHC.

🦦

Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
47/100

Analyst Price Target

β“˜
Average Target
$11.80
β–² +2.4% Upside
High Target$14.53
Low Target$9.62
Based on 23 analysts

Latest News & Updates