CHYM logo

CHIME FINANCIAL INC-CL A

CHYMNASDAQ
πŸ† #635 by market capEarnings Nov 4US Equity
$31.73β–² $0.90 (+2.85%)
πŸŒ™ After hours$31.70β–Ό 0.09%Regular close Β· extended-hours price shown
1hβ€”
24hβ–² 2.9%
7dβ€”
14dβ€”
30dβ€”
1yβ€”
🏦Market Cap
$12.09B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+134.7%
High Growth
πŸ“ŠGross Margin
88.7%
High
πŸ’΅FCF Margin
12.6%
Healthy
βš–οΈP/S Ratio
4.8x
Fair
Otter Score
65
Fair
No chart data available for CHYM.

Trading Snapshot

Day Range
$31.33 – $32.22
52-Week Range
$15.88 – $33.41
Volume
$3.03B
Avg Volume
$2.69B
Shares Outstanding
381.0M
Next Earnings
Sep 16, 2026

Fundamentals Snapshot

Annual Revenue
$2.19B
Last Q Revenue
$577M
P/E Ratio
β€”
P/S Ratio
4.8x
EPS (TTM)
$-0.06
Dividend Yield
β€”

Why Investors Own CHYM

  • βœ“High-growth profile β€” revenue up +11.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 61% gross margin and 21% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$2.19Bβ–² +10.2% YoY
Gross Margin (TTM)
61.0%β–² +0.0% YoY
Operating Income (TTM)
$719Mβ–² +10.2% YoY
Free Cash Flow (TTM)
$455Mβ–² +10.2% YoY

About CHIME FINANCIAL INC-CL A

Chime functions as a digital-first financial technology company, delivering a range of banking services that come without typical fees. These offerings, which encompass checking and savings accounts, early access to paychecks, and overdraft protection, are provided in collaboration with banks that are insured by the FDIC. Chime largely targets consumers whose annual income is under $100,000, with its primary revenue stream originating from interchange fees.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
65/100

Analyst Price Target

β“˜
Average Target
$38.65
β–² +21.8% Upside
High Target$43.28
Low Target$33.33
Based on 41 analysts

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