
CHEMUNG FINANCIAL CORP
CHMGNASDAQTrading Snapshot
- Day Range
- $81.52 β $83.42
- 52-Week Range
- $49.47 β $85.00
- Volume
- $1.89B
- Avg Volume
- $1.82B
- Shares Outstanding
- 4.8M
- Next Earnings
- Oct 12, 2026
Fundamentals Snapshot
- Annual Revenue
- $140M
- Last Q Revenue
- $18M
- P/E Ratio
- 21.3
- P/S Ratio
- 2.2x
- EPS (TTM)
- $3.80
- Dividend Yield
- 1.65%
Why Investors Own CHMG
- βHigh-growth profile β revenue up +48.3% YoY with expanding US Equity exposure.
- βHealthy economics β 75% gross margin and 20% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About CHEMUNG FINANCIAL CORP
Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts. The company's lending portfolio encompasses commercial and agricultural loans tailored for small to mid-sized businesses, commercial and residential mortgages, and various consumer loans, such as home equity lines of credit and home equity term loans. Beyond traditional banking, Chemung Financial extends financial solutions like interest rate swaps, letters of credit, wealth management, and support for employee benefit plans. They also facilitate access to mutual funds, various insurance products, brokerage services, and tax preparation services. Additionally, its trust and wealth services include guardian, custodian, and trustee roles. The corporation also acts as an agent for pension, profit-sharing, and other employee benefit trusts, while providing administrative support for investments, pensions, and estate planning. Operating through 31 branch locations, the company serves 13 counties in New York and Bradford County in Pennsylvania. Established in 1833, Chemung Financial Corporation is headquartered in Elmira, New York.
Otter Score Breakdown
βAnalyst Ratings
βLatest News & Updates
Keefe, Bruyette & Woods Maintains Market Perform on Chemung Financial, Raises Price Target to $81
Keefe, Bruyette & Woods analyst David Konrad maintains Chemung Financial (NASDAQ:CHMG) with a Market Perform and raises the price target from $77 to $81.

Chemung Financial: Completely Flying Under The Radar, But Attractive
Chemung Financial (CHMG) delivered robust Q2 results, with net interest income up 18.6% and EPS of $1.82, reversing last yearΓ’ΒΒs loss.

Chemung Financial Corporation: Turnaround Confirmed
Chemung Financial Corporation is rated Buy due to strong commercial loan growth and balance sheet restructuring. Click to read this CHMG stock update.
Chemung Financial Q2 EPS $1.82 Beats $1.76 Estimate, Sales $31.173M Beat $30.519M Estimate
Chemung Financial (NASDAQ:CHMG) reported quarterly earnings of $1.82 per share which beat the analyst consensus estimate of $1.76 by 2.82 percent. This is a 38.93 percent increase over earnings of $1.31 per share from