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CULLEN/FROST BANKERS INC

CFRNYSE
πŸ† #712 by market capEarnings Oct 29US Equity
$870.97β–Ό $19.60 (βˆ’2.25%)
Simulated price
1hβ€”
24hβ–Ό 2.3%
7dβ€”
14dβ€”
30dβ€”
1yβ€”
🏦Market Cap
$10.29B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+75.9%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
20.6%
Strong
βš–οΈP/S Ratio
3.2x
Fair
Otter Score
49
Weak
No chart data available for CFR.

Trading Snapshot

Day Range
$860.30 – $883.30
52-Week Range
$119.00 – $170.29
Volume
$2.14B
Avg Volume
$2.56B
Shares Outstanding
62.8M
Next Earnings
Oct 21, 2026

Fundamentals Snapshot

Annual Revenue
$2.92B
Last Q Revenue
$577M
P/E Ratio
15.0
P/S Ratio
3.2x
EPS (TTM)
$10.80
Dividend Yield
2.58%

Why Investors Own CFR

  • βœ“High-growth profile β€” revenue up +30.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 65% gross margin and 12% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$2.92Bβ–² +34.6% YoY
Gross Margin (TTM)
64.8%β–² +4.3% YoY
Operating Income (TTM)
$657Mβ–² +34.6% YoY
Free Cash Flow (TTM)
$342Mβ–² +34.6% YoY

About CULLEN/FROST BANKERS INC

Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
49/100

Analyst Price Target

β“˜
Average Target
$924.49
β–² +6.1% Upside
High Target$1,004.63
Low Target$727.89
Based on 26 analysts

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