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CITIZENS FINANCIAL GROUP

CFGNYSE
πŸ† #426 by market capEarnings Jan 15 Β· PreUS Equity
$65.28β€”
Last available close Β· quote unavailable
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24hβ€”
7dβ–² 0.1%
14dβ–² 2.9%
30dβ–² 2.2%
ytdβ–² 11.8%
1yβ–² 29.4%
🏦Market Cap
$27.49B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
62.7%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
14.1%
Healthy
βš–οΈP/S Ratio
1.5x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
β€”
52-Week Range
$49.00 – $75.33
Volume (shares)
β€”
Avg Volume (shares)
β€”
Shares Outstanding
421.2M
Next Earnings
2027-01-15

Fundamentals Snapshot

Annual Revenue
$11.15B
Last Q Revenue
$3.27B
P/E Ratio
12.1
P/S Ratio
1.5x
EPS (TTM)
$5.29
Dividend Yield
3.33%
Dilution (1yr)
βˆ’2.1%
CFG logo

CITIZENS FINANCIAL GROUP

CFG
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$11.1Bβ–Ό βˆ’9.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
69.8%β–² +21.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$2.3Bβ–² +23.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$2.0Bβ–² +8.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
435.5Mβ–Ό βˆ’2.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$1.4Bβ–² +$2.6B YoY
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About CITIZENS FINANCIAL GROUP

Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100
Analyst data unavailable.

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