CCB logo

COASTAL FINANCIAL CORP/WA

CCBNASDAQ
πŸ† #2232 by market capEarnings Nov 4US Equity
$51.86β–² $3.47 (+6.69%)
Market closed Β· at close
1hβ€”
24hβ–² 6.7%
7dβ–² 17.5%
14dβ–Ό 26.7%
30dβ–Ό 34.0%
1yβ–Ό 49.6%
🏦Market Cap
$791M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+101.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
43.2%
Strong
βš–οΈP/S Ratio
1.3x
Cheap
Otter Score
47
Weak

Trading Snapshot

Day Range
$51.24 – $52.44
52-Week Range
$36.61 – $120.05
Volume
$4.86B
Avg Volume
$4.15B
Shares Outstanding
15.3M
Next Earnings
Oct 28, 2026

Fundamentals Snapshot

Annual Revenue
$661M
Last Q Revenue
$302M
P/E Ratio
15.0
P/S Ratio
1.3x
EPS (TTM)
$3.19
Dividend Yield
β€”

Why Investors Own CCB

  • βœ“High-growth profile β€” revenue up +43.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 49% gross margin and 21% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$661Mβ–² +47.8% YoY
Gross Margin (TTM)
49.2%β–² +0.5% YoY
Operating Income (TTM)
$218Mβ–² +47.8% YoY
Free Cash Flow (TTM)
$140Mβ–² +47.8% YoY

About COASTAL FINANCIAL CORP/WA

Coastal Financial Corporation functions as the parent company for Coastal Community Bank, providing a comprehensive suite of banking products and services. Its clientele includes small and medium-sized businesses, professionals, and individuals across the Puget Sound region of Washington. The bank offers various deposit options, such as checking and savings accounts, certificates of deposit, and money market accounts. Lending activities cover commercial and industrial needs, including term loans, Small Business Administration (SBA) loans, commercial lines of credit, and financing for working capital and equipment. Real estate lending encompasses owner-occupied and investment properties, multi-family residences, and construction and land development projects, alongside standard residential mortgages. Consumer loan products range from automobile, boat, and recreational vehicle financing to secured term loans and overdraft protection. Digital banking services include remote deposit capture, online and mobile access, and direct and reciprocal deposit services, complemented by debit cards. Furthermore, the company delivers specialized business accounts and cash management solutions, such as business checking and savings accounts and treasury services. A distinctive offering is its Banking as a Service (BaaS) platform, enabling broker-dealers and digital financial providers to extend banking capabilities to their own customers. Operating with 14 full-service banking locations, Coastal Financial Corporation was established in 1997 and is headquartered in Everett, Washington.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
47/100

Analyst Price Target

β“˜
Average Target
$69.11
β–² +33.3% Upside
High Target$81.16
Low Target$57.76
Based on 11 analysts

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