CBSH logo

COMMERCE BANCSHARES INC

CBSHNASDAQ
πŸ† #961 by market capEarnings Jan 21US Equity
$55.01β–Ό $0.33 (βˆ’0.60%)
πŸŒ… Pre-market$55.87β–² 1.56%Regular close Β· extended-hours price shown
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24hβ–Ό 0.6%
7dβ–Ό 2.7%
14dβ–Ό 1.0%
30dβ–Ό 0.6%
ytdβ–² 5.1%
1yβ–² 5.4%
🏦Market Cap
$7.89B
Small Cap
πŸ“ˆRevenue Growth (YoY)
2.2%
Slowing
πŸ“ŠGross Margin
81.1%
High
πŸ’΅FCF Margin
48.7%
Strong
βš–οΈP/S Ratio
3.6x
Fair
Otter Score
64
Fair

Trading Snapshot

Day Range
$54.51 – $55.46
52-Week Range
$46.99 – $60.92
Volume (shares)
1,254,865
Avg Volume (shares)
β€”
Shares Outstanding
143.4M
Next Earnings
2027-01-21

Fundamentals Snapshot

Annual Revenue
$2.14B
Last Q Revenue
$499M
P/E Ratio
13.2
P/S Ratio
3.6x
EPS (TTM)
$4.20
Dividend Yield
2.00%
Dilution (1yr)
+2.9%
CBSH logo

COMMERCE BANCSHARES INC

CBSH
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$2.1Bβ–² +2.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
80.0%β–² +2.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$732Mβ–² +7.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$592Mβ–² +11.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
137.6Mβ–² +2.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$2.2Bβ–Ό βˆ’$2.6B YoY
StockOtter Β· stockotter.space

About COMMERCE BANCSHARES INC

Commerce Bancshares, Inc. functions as the parent organization for Commerce Bank, delivering a comprehensive suite of financial products and services. These offerings span retail banking, mortgage services, corporate finance, investment solutions, trust administration, and asset management, catering to both individuals and businesses across the United States. Its operational structure is divided into three principal divisions: Consumer, Commercial, and Wealth Management. The Consumer division focuses on individual clients, providing essential banking services such as deposit accounts and a diverse range of personal loans. These include financing for automobiles, motorcycles, marine vehicles, tractor/trailers, recreational vehicles, fixed-rate and revolving home equity loans, and other personal credit products. This segment also facilitates patient healthcare funding, real estate loans, various indirect consumer financing options, personalized mortgage banking, installment lending, and consumer debit and credit cards. The Commercial segment offers robust support to businesses and institutional clients through corporate lending, equipment leasing, international banking, merchant and commercial card services, and secure securities safekeeping with bond accounting. It also manages specific business products, government deposit accounts, and extensive commercial cash management solutions. Additionally, this segment trades fixed-income securities to correspondent banks, corporate entities, public institutions, municipalities, and individual investors. Within the Wealth Management division, the company delivers traditional trust and estate planning, expert advisory and discretionary investment portfolio management, brokerage services, and exclusive private banking accounts. Beyond these core segments, Commerce Bancshares further offers private equity investment opportunities, securities brokerage, insurance agency functions, specialized lending, and additional leasing services. It also ensures convenient access to banking through its online and mobile platforms. The company maintains a significant physical presence with 287 branch locations distributed across Missouri, Kansas, Illinois, Oklahoma, and Colorado, complemented by several dedicated commercial offices. Established in 1865, Commerce Bancshares, Inc. is headquartered in Kansas City, Missouri.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100
Analyst data unavailable.

Latest News & Updates

Zacks Investment ResearchΒ·21h ago

Why Commerce Bancshares (CBSH) is a Top Momentum Stock for the Long-Term

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Seeking AlphaΒ·3d ago

Best Dividend Kings: October 2026

Dividend Kings have outperformed SPY YTD, rising 13.5% versus SPY's 12.32%, with a strong October rebound. Twenty-six Dividend Kings appear both potentially undervalued and offer long-term annualized expected returns of

Zacks Investment ResearchΒ·6d ago

Why Commerce Bancshares (CBSH) is a Top Value Stock for the Long-Term

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

PYMNTSΒ·8d ago

Commerce Bancshares Net Income Rises as Acquisitions Expand Investment Banking and Wealth Services

Commerce BankΒ parent companyΒ Commerce Bancshares increased its net income year over year to $155 million in the third quarter, up from $141.5 million in the same quarter in 2025, thanks in part to its diversified busines

Zacks Investment ResearchΒ·8d ago

Here's What Key Metrics Tell Us About Commerce (CBSH) Q3 Earnings

Although the revenue and EPS for Commerce (CBSH) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and t

Zacks Investment ResearchΒ·9d ago

Commerce Bancshares (CBSH) Q3 Earnings and Revenues Beat Estimates

Commerce Bancshares (CBSH) came out with quarterly earnings of $1.08 per share, beating the Zacks Consensus Estimate of $1.07 per share. This compares to earnings of $1.06 per share a year ago.