CBSH logo

COMMERCE BANCSHARES INC

CBSHNASDAQ
πŸ† #848 by market capEarnings Oct 15US Equity
$59.02β–² $0.37 (+0.63%)
Market closed Β· at close
1hβ€”
24hβ–² 0.6%
7dβ–Ό 1.0%
14dβ–Ό 2.2%
30dβ–² 0.9%
1yβ–Ό 3.9%
🏦Market Cap
$8.60B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+2.2%
Slowing
πŸ“ŠGross Margin
80.2%
High
πŸ’΅FCF Margin
54.9%
Strong
βš–οΈP/S Ratio
4.0x
Fair
Otter Score
63
Fair

Trading Snapshot

Day Range
$58.53 – $60.17
52-Week Range
$46.99 – $60.92
Volume
$3.10B
Avg Volume
$3.11B
Shares Outstanding
145.8M
Next Earnings
Sep 28, 2026

Fundamentals Snapshot

Annual Revenue
$2.14B
Last Q Revenue
$499M
P/E Ratio
14.4
P/S Ratio
4.0x
EPS (TTM)
$4.04
Dividend Yield
1.84%

Why Investors Own CBSH

  • βœ“High-growth profile β€” revenue up -5.3% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 26% gross margin and 5% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$2.14Bβ–Ό βˆ’8.5% YoY
Gross Margin (TTM)
26.4%β–² +1.3% YoY
Operating Income (TTM)
$479Mβ–Ό βˆ’8.5% YoY
Free Cash Flow (TTM)
$111Mβ–Ό βˆ’8.5% YoY

About COMMERCE BANCSHARES INC

Commerce Bancshares, Inc. functions as the parent organization for Commerce Bank, delivering a comprehensive suite of financial products and services. These offerings span retail banking, mortgage services, corporate finance, investment solutions, trust administration, and asset management, catering to both individuals and businesses across the United States. Its operational structure is divided into three principal divisions: Consumer, Commercial, and Wealth Management. The Consumer division focuses on individual clients, providing essential banking services such as deposit accounts and a diverse range of personal loans. These include financing for automobiles, motorcycles, marine vehicles, tractor/trailers, recreational vehicles, fixed-rate and revolving home equity loans, and other personal credit products. This segment also facilitates patient healthcare funding, real estate loans, various indirect consumer financing options, personalized mortgage banking, installment lending, and consumer debit and credit cards. The Commercial segment offers robust support to businesses and institutional clients through corporate lending, equipment leasing, international banking, merchant and commercial card services, and secure securities safekeeping with bond accounting. It also manages specific business products, government deposit accounts, and extensive commercial cash management solutions. Additionally, this segment trades fixed-income securities to correspondent banks, corporate entities, public institutions, municipalities, and individual investors. Within the Wealth Management division, the company delivers traditional trust and estate planning, expert advisory and discretionary investment portfolio management, brokerage services, and exclusive private banking accounts. Beyond these core segments, Commerce Bancshares further offers private equity investment opportunities, securities brokerage, insurance agency functions, specialized lending, and additional leasing services. It also ensures convenient access to banking through its online and mobile platforms. The company maintains a significant physical presence with 287 branch locations distributed across Missouri, Kansas, Illinois, Oklahoma, and Colorado, complemented by several dedicated commercial offices. Established in 1865, Commerce Bancshares, Inc. is headquartered in Kansas City, Missouri.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
63/100

Analyst Ratings

β“˜
Consensus
Buy
15 analysts
Strong Buy2
Buy4
Hold9
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

πŸš€
BenzingaΒ·1d ago

Wells Fargo Maintains Equal-Weight on Commerce Bancshares, Raises Price Target to $63

Wells Fargo analyst Terry McEvoy maintains Commerce Bancshares (NASDAQ:CBSH) with a Equal-Weight and raises the price target from $57 to $63.

YahooΒ·1d ago

3 Unpopular Stocks with Questionable Fundamentals

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YahooΒ·11d ago

Commerce Bancshares, Inc. Declares Cash Dividend on Common Stock

KANSAS CITY, Mo., July 31, 2026--Commerce Bancshares, Inc. (NASDAQ: CBSH) announced today that its Board of Directors declared a quarterly dividend of $0.275 per share on the Company's common stock. The dividend is payable on September 22, 2026 to stockholders of record at the close of business on September 4, 2026.

YahooΒ·13d ago

QCR Holdings, Inc. (QCRH) Hits Fresh High: Is There Still Room to Run?

QCR Holdings (QCRH) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

YahooΒ·15d ago

Flagstar Bank Shares Down on Q2 Earnings Miss, Fee Income Falls Y/Y

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SeekingAlphaΒ·16d ago

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