CBFV logo

CB FINANCIAL SERVICES INC

CBFVNASDAQ
πŸ† #3053 by market capEarnings Oct 22US Equity
$647.19β–² $28.02 (+4.33%)
Simulated price
1hβ€”
24hβ–² 4.3%
7dβ€”
14dβ€”
30dβ€”
1yβ€”
🏦Market Cap
$193M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+18.9%
Healthy
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
14.5%
Healthy
βš–οΈP/S Ratio
1.7x
Cheap
Otter Score
60
Fair
No chart data available for CBFV.

Trading Snapshot

Day Range
$638.97 – $655.19
52-Week Range
$30.00 – $38.86
Volume
$2.72B
Avg Volume
$2.63B
Shares Outstanding
5.1M
Next Earnings
Oct 11, 2026

Fundamentals Snapshot

Annual Revenue
$69M
Last Q Revenue
$22M
P/E Ratio
28.1
P/S Ratio
1.7x
EPS (TTM)
$1.24
Dividend Yield
2.73%

Why Investors Own CBFV

  • βœ“High-growth profile β€” revenue up +28.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 70% gross margin and 30% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$69Mβ–² +22.4% YoY
Gross Margin (TTM)
69.9%β–² +0.0% YoY
Operating Income (TTM)
$26Mβ–² +22.4% YoY
Free Cash Flow (TTM)
$20Mβ–² +22.4% YoY

About CB FINANCIAL SERVICES INC

CB Financial Services, Inc. functions as the parent company for Community Bank, delivering a broad spectrum of banking solutions and financial services to individuals and businesses. Its operational footprint spans southwestern Pennsylvania, West Virginia, and Ohio. The bank's core deposit offerings include checking accounts (comprising both demand and NOW accounts), money market accounts, savings accounts, and various time deposit products. A comprehensive suite of loan products is also provided. For residential borrowers, this includes real estate financing such as mortgages for single- to four-family homes, home equity installment loans, and home equity lines of credit. Commercial real estate loans are offered, typically secured by developed properties like retail centers, office buildings, and other non-residential structures. Construction financing is available for both individual residential dwellings and commercial projects, ranging from hotels and apartment buildings to housing developments and owner-occupied business properties. Furthermore, the institution extends commercial and industrial loans and lines of credit, alongside diverse consumer loans like indirect auto financing, secured and unsecured personal loans, and credit lines. Beyond traditional banking, CB Financial Services also operates an insurance agency, providing a variety of products such as property and casualty coverage, commercial liability policies, surety bonds, and other related services. Its physical presence comprises a main office and 13 branch locations distributed across Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio. An additional loan production office is located in Allegheny County. Founded in 1901, the company's corporate headquarters are situated in Carmichaels, Pennsylvania.

🦦

Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
60/100

Analyst Price Target

β“˜
Average Target
$858.25
β–² +32.6% Upside
High Target$967.66
Low Target$691.53
Based on 13 analysts

Latest News & Updates