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COLONY BANKCORP

CBANNYSE
๐Ÿ† #2844 by market capEarnings Oct 20US Equity
$22.13โ–ฒ $0.07 (+0.30%)
Live
1hโ–ฒ 0.2%
24hโ–ฒ 0.3%
7dโ–ฒ 0.1%
14dโ–ฒ 0.4%
30dโ–ฒ 9.0%
1yโ–ฒ 35.0%
๐ŸฆMarket Cap
$470M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+38.4%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
29.4%
Strong
โš–๏ธP/S Ratio
1.6x
Cheap
Otter Score
61
Fair

Trading Snapshot

Day Range
$21.79 โ€“ $22.23
52-Week Range
$15.80 โ€“ $22.40
Volume
$3.09B
Avg Volume
$3.91B
Shares Outstanding
21.2M
Next Earnings
Oct 28, 2026

Fundamentals Snapshot

Annual Revenue
$186M
Last Q Revenue
$8M
P/E Ratio
14.1
P/S Ratio
1.6x
EPS (TTM)
$1.65
Dividend Yield
1.85%

Why Investors Own CBAN

  • โœ“High-growth profile โ€” revenue up +16.7% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 65% gross margin and 16% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$186Mโ–ฒ +17.6% YoY
Gross Margin (TTM)
65.0%โ–ฒ +0.2% YoY
Operating Income (TTM)
$52Mโ–ฒ +17.6% YoY
Free Cash Flow (TTM)
$30Mโ–ฒ +17.6% YoY

About COLONY BANKCORP

Colony Bankcorp, Inc. functions as the parent entity for Colony Bank, delivering a broad spectrum of financial products and services to both commercial enterprises and individual consumers. The bank offers various ways to save, such as checking, savings, and time deposit accounts (like certificates of deposit). Its lending portfolio is extensive, encompassing loans for small and medium-sized businesses, residential and commercial construction, land development, commercial real estate, general commercial purposes, and agri-business production. Additionally, it provides residential mortgage loans, home equity loans, and consumer credit. Beyond traditional banking, customers can access conveniences such as internet banking, electronic bill payment, safe deposit boxes, telephone banking, credit and debit card services, and remote deposit capture. An ATM network is also accessible to clients. As of January 20, 2022, Colony Bank operated 39 branches across Georgia. The company, established in 1975, has its corporate headquarters situated in Fitzgerald, Georgia.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Fair
61/100

Analyst Ratings

โ“˜
Consensus
Buy
8 analysts
Strong Buy2
Buy5
Hold1
Sell0
Strong Sell0
Ratings as of Aug 2026

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