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BYLINE BANCORP INC

BYNYSE
πŸ† #1762 by market capEarnings Oct 21US Equity
$38.78β–² $0.33 (+0.86%)
Market closed Β· at close
1hβ€”
24hβ–² 0.9%
7dβ–Ό 1.7%
14dβ–Ό 0.9%
30dβ–² 3.8%
1yβ–² 43.7%
🏦Market Cap
$1.75B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+60.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
22.8%
Strong
βš–οΈP/S Ratio
2.4x
Cheap
Otter Score
41
Weak

Trading Snapshot

Day Range
$38.28 – $39.02
52-Week Range
$25.57 – $40.03
Volume
$1.92B
Avg Volume
$1.84B
Shares Outstanding
45.2M
Next Earnings
Sep 17, 2026

Fundamentals Snapshot

Annual Revenue
$629M
Last Q Revenue
$160M
P/E Ratio
11.6
P/S Ratio
2.4x
EPS (TTM)
$3.31
Dividend Yield
1.10%

Why Investors Own BY

  • βœ“High-growth profile β€” revenue up +50.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 75% gross margin and 8% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$629Mβ–² +46.4% YoY
Gross Margin (TTM)
75.1%β–² +2.9% YoY
Operating Income (TTM)
$171Mβ–² +46.4% YoY
Free Cash Flow (TTM)
$52Mβ–² +46.4% YoY

About BYLINE BANCORP INC

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
41/100

Analyst Price Target

β“˜
Average Target
$46.79
β–² +20.7% Upside
High Target$51.02
Low Target$35.63
Based on 21 analysts

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