BWB logo

BRIDGEWATER BANCSHARES INC

BWBNASDAQ
πŸ† #2781 by market capEarnings Jan 25US Equity
$20.39β–Ό $0.03 (βˆ’0.15%)
πŸŒ… Pre-market$20.78β–² 1.92%Regular close Β· extended-hours price shown
πŸ””
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24hβ–Ό 0.1%
7dβ–Ό 1.4%
14dβ–² 0.0%
30dβ–² 0.5%
ytdβ–² 16.4%
1yβ–² 24.3%
🏦Market Cap
$570M
Small Cap
πŸ“ˆRevenue Growth (YoY)
43.1%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
15.4%
Healthy
βš–οΈP/S Ratio
2.5x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$20.14 – $20.64
52-Week Range
$16.06 – $22.62
Volume (shares)
105,683
Avg Volume (shares)
β€”
Shares Outstanding
28.0M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$292M
Last Q Revenue
$79M
P/E Ratio
9.5
P/S Ratio
2.5x
EPS (TTM)
$2.09
Dividend Yield
0.71%
Dilution (1yr)
+2.1%
BWB logo

BRIDGEWATER BANCSHARES INC

BWB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$292Mβ–² +16.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
47.2%β–² +13.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$61Mβ–² +43.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$22Mβ–Ό βˆ’48.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
28.7Mβ–² +2.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$385Mβ–Ό βˆ’$166M YoY
StockOtter Β· stockotter.space

About BRIDGEWATER BANCSHARES INC

Bridgewater Bancshares, Inc. functions as the holding company for Bridgewater Bank, which delivers a comprehensive array of banking products and services. Its core clientele includes commercial real estate investors, small business entrepreneurs, and high-net-worth individuals primarily located across the United States. The institution offers a diverse range of deposit accounts, such as savings accounts, money market accounts, demand deposits, and both time and brokered deposits. It also provides interest-bearing and non-interest-bearing transaction accounts, in addition to certificates of deposit (CDs). On the lending side, Bridgewater Bank extends commercial loans to various business structures, including sole proprietorships, partnerships, and corporations. These funds are designed to finance working capital needs like accounts receivable or inventory, support capital asset acquisition, or cover other business-related expenditures. The bank's specialized loan offerings further encompass Paycheck Protection Program (PPP) loans, construction and land development financing, mortgages for 1-4 family residences, multifamily property lending, and both owner-occupied and non-owner-occupied commercial real estate loans. Consumer and other miscellaneous loan products are also available. Customers can conveniently access banking services through online and mobile platforms, as well as direct banking channels. Established in 2005, the company's headquarters are situated in Saint Louis Park, Minnesota. It operates a network of seven full-service branches throughout Minnesota, specifically in Bloomington, Greenwood, Minneapolis, Orono, St. Louis Park, and St. Paul.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
8 analysts
Strong Buy2
Buy5
Hold1
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

Fool - Investing NewsΒ·15h ago

Bridgewater: 3 Key Takeaways for Long-Term Investors

The bank's shift to variable-rate loans and specialized lending niches protects earnings against rate swings while funding growth through deposits.

MarketBeatΒ·7d ago

Bridgewater Bancshares Q3 Earnings Call Highlights

Bridgewater Bancshares NASDAQ: BWB reported record total revenue and pre-provision net revenue for the third quarter of 2026, as higher core deposits, loan growth and continued loan repricing supported profitability, exe

Seeking AlphaΒ·7d ago

Bridgewater Bancshares, Inc. (BWB) Q3 2026 Earnings Call Transcript

Bridgewater Bancshares, Inc. ( BWB ) Q3 2026 Earnings Call October 21, 2026 9:00 AM EDT Company Participants Justin Horstman - Director of Investor Relations Gerald Baack - CEO, Founder & Non Independent Executive Chairm

Zacks Investment ResearchΒ·8d ago

Here's What Key Metrics Tell Us About Bridgewater (BWB) Q3 Earnings

Although the revenue and EPS for Bridgewater (BWB) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and

Zacks Investment ResearchΒ·8d ago

Bridgewater (BWB) Q3 Earnings and Revenues Beat Estimates

Bridgewater (BWB) came out with quarterly earnings of $0.49 per share, beating the Zacks Consensus Estimate of $0.47 per share. This compares to earnings of $0.39 per share a year ago.

Business WireΒ·8d ago

Bridgewater Bancshares, Inc. Announces Third Quarter 2026 Financial Results

ST. LOUIS PARK, Minn.--(BUSINESS WIRE)--Bridgewater Bancshares, Inc. (Nasdaq: BWB) (the β€œCompany”), the parent company of Bridgewater Bank (the β€œBank”), today announced net income of $15.0 million for the third quarter o