BMRC logo

BANK OF MARIN BANCORP/CA

BMRCNASDAQ
πŸ† #2511 by market capEarnings Oct 26US Equity
$28.47β–² $0.38 (+1.32%)
Market closed Β· at close
1hβ€”
24hβ–² 1.3%
7dβ–Ό 2.4%
14dβ–² 0.2%
30dβ–² 0.8%
1yβ–² 23.5%
🏦Market Cap
$461M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+8.8%
Slowing
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
18.5%
Healthy
βš–οΈP/S Ratio
2.5x
Cheap
Otter Score
64
Fair

Trading Snapshot

Day Range
$28.26 – $28.74
52-Week Range
$21.77 – $30.92
Volume
$2.35B
Avg Volume
$3.04B
Shares Outstanding
16.2M
Next Earnings
Aug 31, 2026

Fundamentals Snapshot

Annual Revenue
$177M
Last Q Revenue
$34M
P/E Ratio
β€”
P/S Ratio
2.5x
EPS (TTM)
$-0.91
Dividend Yield
3.56%

Why Investors Own BMRC

  • βœ“High-growth profile β€” revenue up +21.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 49% gross margin and 11% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$177Mβ–² +20.4% YoY
Gross Margin (TTM)
49.4%β–Ό βˆ’0.5% YoY
Operating Income (TTM)
$56Mβ–² +20.4% YoY
Free Cash Flow (TTM)
$19Mβ–² +20.4% YoY

About BANK OF MARIN BANCORP/CA

Bank of Marin Bancorp functions as the parent organization for Bank of Marin, a financial institution delivering diverse services. It caters principally to small and mid-sized enterprises, independent professionals, non-profit groups, and private clientele across California. Deposit offerings include both personal and business checking and savings accounts, individual retirement accounts (IRAs), health savings accounts (HSAs), and specialized demand deposit marketplace accounts. Clients can also opt for time certificates of deposit (CDs), Certificate of Deposit Account Registry Service (CDARS), and Insured Cash Sweep (ICS) services. Its lending portfolio spans commercial real estate, commercial and industrial financing, and consumer loans, along with construction funding and home equity lines of credit. Beyond traditional banking, the bank provides business-focused solutions such as merchant and payroll services, comprehensive cash management, credit cards, and robust fraud detection tools. Digital conveniences include mobile and remote deposit capture, Automated Clearing House (ACH) transfers, wire services, and image lockbox functionality. Furthermore, the institution offers extensive wealth management and trust services, encompassing personalized investment portfolio management, financial planning, trust administration, estate settlement, custody services, and 401(k) plan administration. Customers also benefit from accessible ATMs and modern telephone and digital banking platforms. The bank maintains a physical network of twelve branch locations situated throughout Marin, southern Sonoma counties, and regions north of San Francisco, California, complemented by a dedicated loan production office within San Francisco. Founded in 1989, its corporate headquarters are based in Novato, California.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Price Target

β“˜
Average Target
$29.82
β–² +4.8% Upside
High Target$36.62
Low Target$24.48
Based on 11 analysts

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