BKU logo

BANKUNITED INC

BKUNYSE
πŸ† #1368 by market capEarnings Oct 20US Equity
$47.01β–² $0.77 (+1.63%)
Market closed Β· at close
1hβ€”
24hβ–² 1.6%
7dβ–Ό 1.0%
14dβ–² 2.1%
30dβ–Ό 1.9%
1yβ–² 26.3%
🏦Market Cap
$3.40B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+66.5%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
22.3%
Strong
βš–οΈP/S Ratio
2.0x
Cheap
Otter Score
52
Weak

Trading Snapshot

Day Range
$46.49 – $47.34
52-Week Range
$35.10 – $52.11
Volume
$2.42B
Avg Volume
$3.15B
Shares Outstanding
72.3M
Next Earnings
Oct 22, 2026

Fundamentals Snapshot

Annual Revenue
$2.14B
Last Q Revenue
$224M
P/E Ratio
12.1
P/S Ratio
2.0x
EPS (TTM)
$3.72
Dividend Yield
2.87%

Why Investors Own BKU

  • βœ“High-growth profile β€” revenue up +53.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 40% gross margin and 26% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$2.14Bβ–² +57.4% YoY
Gross Margin (TTM)
40.0%β–Ό βˆ’0.2% YoY
Operating Income (TTM)
$499Mβ–² +57.4% YoY
Free Cash Flow (TTM)
$555Mβ–² +57.4% YoY

About BANKUNITED INC

BankUnited, Inc. serves as the holding company for BankUnited, its national banking subsidiary, which delivers a comprehensive array of financial services throughout the United States. The company's product suite includes various deposit options such as checking, money market, and savings accounts, as well as certificates of deposit. It also extends services like treasury management, commercial payments, and cash management solutions. Its extensive loan portfolio covers diverse commercial financing, including equipment loans, both secured and unsecured lines of credit, formula-based lending, and financing for owner-occupied commercial real estate (term loans and lines). Other commercial offerings include mortgage warehouse facilities, letters of credit, commercial credit cards, and specialized funding through the Small Business Administration (SBA), U.S. Department of Agriculture (USDA), and Export-Import Bank (Ex-Im Bank). The bank also facilitates trade finance and credit facilities for business acquisitions. Beyond commercial lending, its services encompass general commercial real estate loans, residential mortgages, and a range of other consumer loans. For customer convenience, BankUnited also provides online, mobile, and telephone banking services. As of December 31, 2021, its operations were supported by 63 banking centers across 13 Florida counties and an additional four branches in the New York metropolitan area. BankUnited, Inc., which was formerly known as BU Financial Corporation, was incorporated in 2009 and has its headquarters in Miami Lakes, Florida.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
52/100

Analyst Price Target

β“˜
Average Target
$45.33
β–Ό βˆ’3.6% Downside
High Target$54.52
Low Target$39.42
Based on 13 analysts

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