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BAR HARBOR BANKSHARES

BHBNYSE AMERICAN
πŸ† #2658 by market capEarnings Jan 20US Equity
$40.86β–² $0.33 (+0.81%)
Market closed Β· at close
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24hβ–² 0.8%
7dβ–² 0.7%
14dβ–² 7.0%
30dβ–² 5.7%
ytdβ–² 31.4%
1yβ–² 36.9%
🏦Market Cap
$685M
Small Cap
πŸ“ˆRevenue Growth (YoY)
8.4%
Slowing
πŸ“ŠGross Margin
68.0%
High
πŸ’΅FCF Margin
25.1%
Strong
βš–οΈP/S Ratio
2.9x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$40.78 – $40.88
52-Week Range
$28.50 – $41.12
Volume (shares)
4,509
Avg Volume (shares)
β€”
Shares Outstanding
16.8M
Next Earnings
2027-01-20

Fundamentals Snapshot

Annual Revenue
$243M
Last Q Revenue
$69M
P/E Ratio
12.0
P/S Ratio
2.9x
EPS (TTM)
$3.38
Dividend Yield
3.25%
Dilution (1yr)
+9.2%
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BAR HARBOR BANKSHARES

BHB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$243Mβ–² +8.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
67.4%β–² +1.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$46Mβ–Ό βˆ’11.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$43Mβ–Ό βˆ’3.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
16.8Mβ–² +9.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$189Mβ–² +$30M YoY
StockOtter Β· stockotter.space

About BAR HARBOR BANKSHARES

Bar Harbor Bankshares acts as the parent organization for Bar Harbor Bank & Trust, which delivers a full spectrum of banking services covering commercial, retail, lending, and wealth management. The bank offers a variety of deposit products, including both interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, time deposits, and certificates of deposit (CDs). Its lending activities cover multiple areas: commercial real estate, providing financing for multi-family dwellings, construction projects, land development, and other business properties; commercial and industrial loans extended to agricultural and various commercial entities, including those with tax-exempt status; residential real estate loans, primarily in the form of mortgages for 1-4 unit homes; and consumer loans, which include home equity loans and lines of credit, auto loans, and other installment financing. Beyond core banking, Bar Harbor Bank & Trust supplies life insurance, annuity, and retirement planning products, alongside general financial planning advice. It also assists clients with third-party investment and insurance solutions. Furthermore, the institution's wealth management division offers trust and estate administration, extensive wealth advisory, and investment management services designed for individuals, businesses, non-profit organizations, and local municipalities. These specialized services encompass 401K plan administration, detailed financial, estate, and charitable planning, family office support, municipal advisory, and tax services. The bank operates through a network of 53 branches situated across Maine, New Hampshire, and Vermont. Founded in 1887, its main office is located in Bar Harbor, Maine.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
6 analysts
Strong Buy1
Buy3
Hold2
Sell0
Strong Sell0
Ratings as of Oct 2026

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