BFST logo

BUSINESS FIRST BANCSHARES

BFSTNASDAQ
πŸ† #2065 by market capEarnings Oct 22US Equity
$31.98β–² $0.45 (+1.40%)
Market closed Β· at close
1hβ€”
24hβ–² 1.4%
7dβ–Ό 0.1%
14dβ–² 0.0%
30dβ–² 5.3%
1yβ–² 32.5%
🏦Market Cap
$1.05B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+11.8%
Healthy
πŸ“ŠGross Margin
56.4%
Healthy
πŸ’΅FCF Margin
21.7%
Strong
βš–οΈP/S Ratio
2.3x
Cheap
Otter Score
53
Weak

Trading Snapshot

Day Range
$31.80 – $32.58
52-Week Range
$22.56 – $32.39
Volume
$2.96B
Avg Volume
$2.94B
Shares Outstanding
32.7M
Next Earnings
Sep 11, 2026

Fundamentals Snapshot

Annual Revenue
$512M
Last Q Revenue
$61M
P/E Ratio
11.3
P/S Ratio
2.3x
EPS (TTM)
$2.85
Dividend Yield
1.84%

Why Investors Own BFST

  • βœ“High-growth profile β€” revenue up +52.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 59% gross margin and 13% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$512Mβ–² +49.6% YoY
Gross Margin (TTM)
59.2%β–² +3.4% YoY
Operating Income (TTM)
$129Mβ–² +49.6% YoY
Free Cash Flow (TTM)
$65Mβ–² +49.6% YoY

About BUSINESS FIRST BANCSHARES

Business First Bancshares, Inc. (BFST) serves as the bank holding company for b1BANK, delivering an extensive array of banking products and financial services. Its deposit offerings include checking, demand, money market, time, and savings accounts, alongside certificates of deposit, and modern conveniences such as remote and direct deposit capabilities. The company provides a diverse portfolio of lending solutions. These include commercial and industrial loans for working capital, equipment financing, asset acquisition, expansion, and development, featuring lines of credit, letters of credit, term loans, and borrowing base facilities. BFST also finances construction and development projects, commercial real estate, and residential properties, offering first and second lien mortgages for 1-4 family homes, plus home equity lines of credit. Consumer loan options span both secured and unsecured installment and term arrangements. Beyond traditional banking, BFST offers wealth management services, encompassing mutual funds, annuities, individual retirement accounts (IRAs), other investment products, fiduciary services, and private banking solutions. A wide range of additional financial tools are available, including debit and credit cards, comprehensive treasury and cash management services (such as merchant services, automated clearing house (ACH), lock-box, receivables factoring, and correspondent banking), and employee and payroll benefits solutions. Customer access points feature drive-through facilities, ATMs, night depositories, personalized checks, electronic funds transfer (EFT), domestic and international wire transfers, traveler's checks, vault services, sweep accounts, and robust online and mobile banking platforms, e-statements, and bank-by-mail services. As of March 1, 2022, Business First Bancshares operated approximately 48 full-service banking centers and three loan production offices across Louisiana, and in the Dallas and Houston metropolitan areas. The company was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
53/100

Analyst Price Target

β“˜
Average Target
$38.24
β–² +19.6% Upside
High Target$41.65
Low Target$32.30
Based on 12 analysts

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