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BANK FIRST CORP

BFCNASDAQ
πŸ† #1708 by market capEarnings Oct 19US Equity
$154.83β–² $2.40 (+1.55%)
Market closed Β· at close
1hβ€”
24hβ–² 1.6%
7dβ–Ό 0.9%
14dβ–² 2.1%
30dβ–² 5.6%
1yβ–² 27.5%
🏦Market Cap
$1.72B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+60.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
17.4%
Healthy
βš–οΈP/S Ratio
5.8x
Fair
Otter Score
53
Weak

Trading Snapshot

Day Range
$152.49 – $155.60
52-Week Range
$115.66 – $157.45
Volume
$5.46B
Avg Volume
$5.03B
Shares Outstanding
11.1M
Next Earnings
Oct 13, 2026

Fundamentals Snapshot

Annual Revenue
$240M
Last Q Revenue
$86M
P/E Ratio
23.1
P/S Ratio
5.8x
EPS (TTM)
$7.20
Dividend Yield
3.16%

Why Investors Own BFC

  • βœ“High-growth profile β€” revenue up +13.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 45% gross margin and 7% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$240Mβ–² +16.4% YoY
Gross Margin (TTM)
45.1%β–² +2.3% YoY
Operating Income (TTM)
$27Mβ–² +16.4% YoY
Free Cash Flow (TTM)
$17Mβ–² +16.4% YoY

About BANK FIRST CORP

Bank First Corporation, established in 1894 and headquartered in Manitowoc, Wisconsin, functions as the parent entity for Bank First N.A. This financial institution delivers a comprehensive array of consumer and commercial financial solutions throughout Wisconsin, catering to a diverse clientele including businesses, professionals, individuals, associations, and governmental bodies. Its product suite encompasses various deposit accounts such as checking, savings, money market, retirement, and health savings accounts, alongside certificates of deposit and other time deposit options. It also provides residential mortgage products. Beyond core banking, Bank First offers credit cards, ATM services, insurance, data and information technology processing, investment and safekeeping services, and treasury management. Customers can also access their finances through online, telephone, and mobile banking platforms. The company's lending portfolio is extensive, covering various needs. It includes real estate financing, such as commercial property loans, residential mortgages, and home equity loans. For businesses, it provides commercial and industrial loans designed for working capital, accounts receivable and inventory financing, and other operational requirements. Further loan types include construction and development financing, residential loans for 1-4 family properties, and a range of consumer loans for personal and household use, offering both secured and unsecured installment loans as well as revolving lines of credit. Bank First Corporation operates through 21 branches situated across nine Wisconsin counties: Manitowoc, Outagamie, Brown, Winnebago, Sheboygan, Waupaca, Ozaukee, Monroe, and Jefferson. The company adopted its current name, Bank First Corporation, in June 2019, having previously operated as Bank First National Corporation.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
53/100

Analyst Price Target

β“˜
Average Target
$161.70
β–² +4.4% Upside
High Target$188.94
Low Target$140.48
Based on 35 analysts

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