BCML logo

BAYCOM CORP

BCMLNASDAQ
πŸ† #2722 by market capEarnings Oct 22US Equity
$31.25β–² $0.88 (+2.83%)
Market closed Β· at close
1hβ€”
24hβ–² 2.8%
7dβ–² 1.7%
14dβ–² 1.6%
30dβ–Ό 7.6%
1yβ–² 10.6%
🏦Market Cap
$341M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+3.0%
Slowing
πŸ“ŠGross Margin
67.4%
High
πŸ’΅FCF Margin
18.6%
Healthy
βš–οΈP/S Ratio
2.4x
Cheap
Otter Score
58
Weak

Trading Snapshot

Day Range
$30.90 – $31.59
52-Week Range
$26.78 – $34.98
Volume
$2.05B
Avg Volume
$2.28B
Shares Outstanding
10.9M
Next Earnings
Oct 19, 2026

Fundamentals Snapshot

Annual Revenue
$142M
Last Q Revenue
$34M
P/E Ratio
26.0
P/S Ratio
2.4x
EPS (TTM)
$1.20
Dividend Yield
3.68%

Why Investors Own BCML

  • βœ“High-growth profile β€” revenue up +33.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 79% gross margin and 13% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$142Mβ–² +35.8% YoY
Gross Margin (TTM)
79.3%β–² +4.4% YoY
Operating Income (TTM)
$25Mβ–² +35.8% YoY
Free Cash Flow (TTM)
$19Mβ–² +35.8% YoY

About BAYCOM CORP

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier’s and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
58/100

Analyst Ratings

β“˜
Consensus
Sell
8 analysts
Strong Buy0
Buy0
Hold5
Sell1
Strong Sell2
Ratings as of Aug 2026

Latest News & Updates

YahooΒ·19d ago

Bay Commercial Bank (BCML) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Although the revenue and EPS for Bay Commercial Bank (BCML) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

YahooΒ·19d ago

Bay Commercial Bank (BCML) Q2 Earnings and Revenues Miss Estimates

Bay Commercial Bank (BCML) delivered earnings and revenue surprises of -50.00% and -3.58%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?

YahooΒ·19d ago

BayCom Corp Announces 2026 Second Quarter Results

WALNUT CREEK, Calif., July 23, 2026--BayCom Corp ("BayCom" or the "Company") (NASDAQ: BCML), the holding company for United Business Bank (the "Bank"), today announced a net loss of $7.0 million, or $(0.64) per diluted common share, for the second quarter of 2026, compared to net income of $8.2 million, or $0.75 per diluted common share, for the first quarter of 2026, and $6.4 million, or $0.58 per diluted common share, for the second quarter of 2025.

πŸš€
BenzingaΒ·19d ago

Update: BayCom Q2 Adj. EPS $0.32 Misses $0.42 Estimate, Sales $25.214M Beat $24.733M Estimate

BayCom (NASDAQ:BCML) reported quarterly earnings of $0.32 per share which missed the analyst consensus estimate of $0.42 by 23.81 percent. This is a 44.83 percent decrease over earnings of $0.58 per share from the same

πŸ›°οΈ
BenzingaΒ·19d ago

BayCom Q2 EPS $(0.64) Misses $0.20 Estimate, Sales $25.214M Beat $24.733M Estimate

BayCom (NASDAQ:BCML) reported quarterly losses of $(0.64) per share which missed the analyst consensus estimate of $0.20 by 420 percent. This is a 210.34 percent decrease over earnings of $0.58 per share from the same