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CREDICORP LTD

BAPNYSE
πŸ† #753 by market capEarnings Aug 13 Β· PostUS Equity
$893.19β–Ό $16.26 (βˆ’1.82%)
Simulated price
1hβ€”
24hβ–Ό 1.8%
7dβ€”
14dβ€”
30dβ€”
1yβ€”
🏦Market Cap
$9.00B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+33.1%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
31.4%
Strong
βš–οΈP/S Ratio
1.9x
Cheap
Otter Score
52
Weak
No chart data available for BAP.

Trading Snapshot

Day Range
$881.87 – $905.16
52-Week Range
β€”
Volume
$3.92B
Avg Volume
$3.94B
Shares Outstanding
79.4M
Next Earnings
Sep 23, 2026

Fundamentals Snapshot

Annual Revenue
$28.92B
Last Q Revenue
$7.74B
P/E Ratio
14.4
P/S Ratio
1.9x
EPS (TTM)
β€”
Dividend Yield
3.27%

Why Investors Own BAP

  • βœ“High-growth profile β€” revenue up +46.3% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 58% gross margin and 19% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$28.92Bβ–² +42.3% YoY
Gross Margin (TTM)
58.3%β–² +4.3% YoY
Operating Income (TTM)
$9.83Bβ–² +42.3% YoY
Free Cash Flow (TTM)
$5.52Bβ–² +42.3% YoY

About CREDICORP LTD

Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
52/100

Analyst Price Target

β“˜
Average Target
$1,138.01
β–² +27.4% Upside
High Target$1,316.73
Low Target$942.60
Based on 34 analysts

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