
BANC OF CALIFORNIA INC
BANCNYSETrading Snapshot
- Day Range
- $869.11 β $885.84
- 52-Week Range
- $14.35 β $21.93
- Volume
- $3.75B
- Avg Volume
- $2.55B
- Shares Outstanding
- 158.4M
- Next Earnings
- Oct 11, 2026
Fundamentals Snapshot
- Annual Revenue
- $1.81B
- Last Q Revenue
- $415M
- P/E Ratio
- 12.1
- P/S Ratio
- 2.0x
- EPS (TTM)
- $1.55
- Dividend Yield
- 3.51%
Why Investors Own BANC
- βHigh-growth profile β revenue up +51.6% YoY with expanding US Equity exposure.
- βHealthy economics β 79% gross margin and 13% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About BANC OF CALIFORNIA INC
Banc of California, Inc. is a financial holding company that, through its subsidiary Banc of California, National Association, delivers a full spectrum of banking products and services across the United States. The company's offerings encompass a variety of deposit solutions, including checking, savings, money market, and retirement accounts, alongside both interest-bearing and non-interest-bearing demand accounts, and certificates of deposit. Banc of California also provides diverse commercial and consumer lending options. Its commercial credit facilities include commercial and industrial loans, financing for commercial real estate and multifamily properties, construction loans, warehouse lending, and Small Business Administration (SBA) loans. For individual clients, available products feature single-family residential mortgages, home equity lines of credit (HELOCs), indirect/direct leveraged lending, and various other consumer loan types. In addition to core banking, the institution offers a range of supplementary financial services such as automated bill payment, comprehensive cash and treasury management, foreign exchange, various card payment solutions, remote and mobile deposit capture, automated clearing house (ACH) origination, wire transfers, direct deposit, and internet banking. Further services extend to master demand accounts, interest rate swaps, and secure safe deposit boxes. The company strategically invests in a diverse portfolio, including collateralized loan obligations (CLOs), agency securities, municipal bonds, agency residential mortgage-backed securities (RMBS), and corporate debt instruments. As of December 31, 2020, Banc of California maintained a physical presence with 29 full-service branches located throughout Southern California. Established in 1941 and headquartered in Santa Ana, California, the company rebranded to Banc of California, Inc. in July 2013, having previously been known as First PacTrust Bancorp, Inc.
Otter Score Breakdown
βAnalyst Price Target
βLatest News & Updates
BANC OF CALIFORNIA INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift BANC price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
BANC OF CALIFORNIA INC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.