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AMES NATIONAL CORP

ATLONASDAQ
๐Ÿ† #2973 by market capEarnings Oct 16US Equity
$31.59โ–ฒ $0.59 (+1.87%)
๐ŸŒ… Pre-market$31.90โ–ฒ 0.98%Regular close ยท extended-hours price shown
1hโ€”
24hโ–ฒ 1.9%
7dโ–ฒ 0.4%
14dโ–ฒ 3.2%
30dโ–ฒ 8.3%
1yโ–ฒ 70.7%
๐ŸฆMarket Cap
$280M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+20.3%
Healthy
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
23.6%
Strong
โš–๏ธP/S Ratio
3.0x
Fair
Otter Score
45
Weak

Trading Snapshot

Day Range
$31.45 โ€“ $31.76
52-Week Range
$18.51 โ€“ $32.16
Volume
$3.27B
Avg Volume
$3.30B
Shares Outstanding
8.9M
Next Earnings
Oct 23, 2026

Fundamentals Snapshot

Annual Revenue
$98M
Last Q Revenue
$26M
P/E Ratio
12.8
P/S Ratio
3.0x
EPS (TTM)
$2.43
Dividend Yield
2.69%

Why Investors Own ATLO

  • โœ“High-growth profile โ€” revenue up -7.4% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 26% gross margin and 7% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$98Mโ–ผ โˆ’7.5% YoY
Gross Margin (TTM)
26.1%โ–ฒ +0.6% YoY
Operating Income (TTM)
$22Mโ–ผ โˆ’7.5% YoY
Free Cash Flow (TTM)
$7Mโ–ผ โˆ’7.5% YoY

About AMES NATIONAL CORP

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. The company also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, it offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is headquartered in Ames, Iowa.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
45/100

Analyst Ratings

โ“˜
Consensus
Sell
6 analysts
Strong Buy0
Buy0
Hold3
Sell1
Strong Sell2
Ratings as of Aug 2026

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