AMERISERV FINANCIAL INC
ASRVNASDAQTrading Snapshot
- Day Range
- $4.66 – $4.90
- 52-Week Range
- $2.96 – $5.38
- Volume (shares)
- 34,454
- Avg Volume (shares)
- —
- Shares Outstanding
- 17.0M
- Next Earnings
- 2027-01-19
Fundamentals Snapshot
- Annual Revenue
- $88M
- Last Q Revenue
- $23M
- P/E Ratio
- 9.1
- P/S Ratio
- 0.9x
- EPS (TTM)
- $0.53
- Dividend Yield
- 2.45%
- Dilution (1yr)
- +0.3%
AMERISERV FINANCIAL INC
ASRV
StockOtter · stockotter.spaceAbout AMERISERV FINANCIAL INC
AmeriServ Financial, Inc. operates as the holding company for AmeriServ Financial Bank, providing a broad spectrum of financial products to individual consumers, mortgage borrowers, and commercial clients. Its retail banking services encompass various deposit accounts, including checking, money market, savings, and time deposits. The bank also offers personal lending solutions such as secured and unsecured consumer loans, mortgage financing, and ancillary services like safe deposit boxes, holiday club accounts, and money orders. For its commercial, industrial, financial, and governmental customers, AmeriServ delivers extensive lending and treasury services. These include commercial real estate and construction loans, short and medium-term financing, revolving credit lines, and funding for inventory and accounts receivable. Additionally, it provides business savings accounts, certificates of deposit, wire transfers, and secure depository options like night drops and lockbox services. The company's trust department offers personal trust services, covering investment portfolio management, estate planning and administration, custodial services, and pre-need trusts. Institutional trust offerings include the management of 401(k)s, defined benefit and defined contribution employee benefit plans, and individual retirement accounts. AmeriServ also provides financial advisory services through the sale of mutual funds, annuities, and insurance products. A notable offering is its union collective investment funds, which channel union pension capital into construction projects employing union labor. The firm also engages in underwriting credit life and disability insurance as a reinsurer. AmeriServ Financial operates through a network of 17 banking branches located in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties in Pennsylvania, as well as Washington County, Maryland, complemented by 18 automated teller machines. The company maintains its corporate headquarters in Johnstown, Pennsylvania.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Insufficient data for all five components.
Latest News & Updates
AmeriServ Stock Rises 9% as Q3 Earnings Improve Year Over Year
ASRV's Q3 earnings per share rise year over year, supported by improved net interest margins, stronger wealth management fees and better asset quality, despite declining loan balances and rising expenses.
AMERISERV FINANCIAL REPORTS INCREASED EARNINGS FOR THE THIRD QUARTER AND FIRST NINE MONTHS OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND
JOHNSTOWN, Pa., Oct. 20, 2026 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported third quarter 2026 net income of $3,100,000, or $0.18 per diluted common share.
Head-To-Head Comparison: AmeriServ Financial (NASDAQ:ASRV) versus Grupo Cibest (NYSE:CIB)
Grupo Cibest (NYSE: CIB - Get Free Report) and AmeriServ Financial (NASDAQ: ASRV - Get Free Report) are both finance companies, but which is the superior investment? We will contrast the two companies based on the streng
AmeriServ Trades at a Discount: Should You Buy, Sell or Hold?
ASRV benefits from spread income growth, improving credit trends, higher fee revenue and a stronger funding profile, supporting earnings and balance-sheet flexibility.