ALLY FINANCIAL INC
ALLYNYSETrading Snapshot
- Day Range
- $43.60 – $44.46
- 52-Week Range
- $35.92 – $47.29
- Volume
- $3.87B
- Avg Volume
- $3.42B
- Shares Outstanding
- 304.2M
- Next Earnings
- Sep 27, 2026
Fundamentals Snapshot
- Annual Revenue
- $12.15B
- Last Q Revenue
- $4.07B
- P/E Ratio
- 9.1
- P/S Ratio
- 0.9x
- EPS (TTM)
- $4.65
- Dividend Yield
- 3.69%
Why Investors Own ALLY
- ✓High-growth profile — revenue up +47.3% YoY with expanding US Equity exposure.
- ✓Healthy economics — 34% gross margin and 10% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About ALLY FINANCIAL INC
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions. Offerings include retail installment sales contracts, loans, and operating leases for consumers, as well as term loans for dealerships. It also facilitates dealer floorplan financing, other lines of credit for dealers, warehouse lines for automotive retailers, and fleet financing. Furthermore, this division provides funding for companies and municipalities purchasing or leasing vehicles and offers vehicle remarketing services. 2. Insurance Operations: Through this segment, Ally provides consumer finance protection and various insurance products via the automotive dealer channel. It also extends commercial insurance products directly to dealerships. Key offerings include vehicle service and maintenance contracts, guaranteed asset protection (GAP) products, and underwriting for commercial coverages, primarily safeguarding dealers' vehicle inventory. 3. Mortgage Finance Operations: This division oversees a portfolio of consumer mortgage loans. Its activities encompass the bulk acquisition of jumbo and low-to-moderate income mortgage loans originated by third parties, alongside direct-to-consumer mortgage offerings. 4. Corporate Finance Operations: This segment delivers senior secured leveraged cash flow loans and asset-based lending solutions to middle-market companies. It also provides other leveraged loans and commercial real estate products, particularly catering to firms within the healthcare industry. Beyond its core segments, Ally Financial Inc. also furnishes a variety of commercial banking products and services, alongside securities brokerage and investment advisory services. The company, founded in 1919 and based in Detroit, Michigan, was previously known as GMAC Inc. before officially changing its name to Ally Financial Inc. in May 2010.
Otter Score Breakdown
ⓘAnalyst Ratings
ⓘLatest News & Updates
Ally Financial Chief Risk Officer Stephanie Richard Sells 5,000 Shares
Richard executed the sale under a Rule 10b5-1 trading plan adopted in January, reducing her direct holdings by roughly 5% while maintaining a $4 million stake in the company.
Is the Options Market Predicting a Spike in Ally Financial Stock?
Investors need to pay close attention to ALLY stock based on the movements in the options market lately.
The machine-readable brand: Inside Ally Financial’s strategy to win AI search recommendations
The online bank is trying to become the most-recommended financial institution across major AI assistants without spending billions on ads.
Truist Securities Maintains Buy on Ally Financial, Lowers Price Target to $51
Truist Securities analyst Brian Foran maintains Ally Financial (NYSE:ALLY) with a Buy and lowers the price target from $54 to $51.
Ally Financial (ALLY) After Strong Q2 And Buybacks, Is The Stock Still Undervalued?
Ally Financial (ALLY) has drawn fresh attention after reporting higher second quarter net interest income and net income year over year, as well as completing a share repurchase tranche that reduced its share count. See our latest analysis for Ally Financial. At a share price of $44.07, Ally Financial has seen its 1 year total shareholder return of 21.76% outpace its more muted year to date share price return of a 3.69% decline. This suggests earlier momentum has cooled even as recent...
Does Ally’s Strong Q2 Results and Leadership Shift Reshape the Bull Case for Ally Financial (ALLY)?
Ally Financial recently reported second-quarter 2026 results showing year-over-year growth in net interest income to US$1,563 million and net income to US$410 million, while also completing a US$306.71 million share repurchase program and appointing Sean Leary as Head of Consumer Servicing Operations for its Auto Finance business. The shift of a seasoned finance and investor relations leader into a core operating role, alongside refreshed investor relations leadership, highlights Ally’s...