AFFIRM HOLDINGS INC

AFRMNASDAQ

🏆 #397 by market capFintech

$999.10▲ $55.85 (+5.59%)

Simulated price

1h—

24h▲ 5.6%

7d—

14d—

30d—

1y—

🏦Market Cap

$25.30B

Mid Cap

📈Revenue Growth (YoY)

+32.1%

High Growth

📊Gross Margin

92.5%

High

💵FCF Margin

19.8%

Healthy

⚖️P/S Ratio

6.4x

Fair

Otter Score

Fair

No chart data available for AFRM.

Trading Snapshot

Day Range: $987.38 – $1,005.53
52-Week Range: $42.10 – $100.00
Volume: $3.84B
Avg Volume: $2.68B
Shares Outstanding: 334.9M
Next Earnings: Sep 30, 2026

Fundamentals Snapshot

Annual Revenue: $3.22B
Last Q Revenue: $1.04B
P/E Ratio: 66.2
P/S Ratio: 6.4x
EPS (TTM): $1.07
Dividend Yield: —

Why Investors Own AFRM

✓High-growth profile — revenue up +25.5% YoY with expanding Fintech exposure.
✓Healthy economics — 73% gross margin and 8% free-cash-flow margin.
✓Expanding take-rate and new products grow revenue per user.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$3.22B▲ +29.2% YoY

Gross Margin (TTM)

72.7%▲ +4.3% YoY

Operating Income (TTM)

$851M▲ +29.2% YoY

Free Cash Flow (TTM)

$255M▲ +29.2% YoY

About AFFIRM HOLDINGS INC

Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.

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