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AFLAC INC

AFLNYSE
πŸ† #215 by market capEarnings Nov 3US Equity
$121.07β–Ό $0.86 (βˆ’0.71%)
Live
1hβ€”
24hβ–Ό 0.7%
7dβ€”
14dβ€”
30dβ€”
1yβ€”
🏦Market Cap
$61.62B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+7.3%
Slowing
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
16.2%
Healthy
βš–οΈP/S Ratio
3.5x
Fair
Otter Score
59
Weak
No chart data available for AFL.

Trading Snapshot

Day Range
$119.40 – $123.37
52-Week Range
$101.49 – $130.22
Volume
$3.82B
Avg Volume
$4.11B
Shares Outstanding
509.0M
Next Earnings
Sep 12, 2026

Fundamentals Snapshot

Annual Revenue
$17.44B
Last Q Revenue
$4.08B
P/E Ratio
13.5
P/S Ratio
3.5x
EPS (TTM)
$8.81
Dividend Yield
1.90%

Why Investors Own AFL

  • βœ“High-growth profile β€” revenue up +30.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 77% gross margin and 16% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$17.44Bβ–² +27.2% YoY
Gross Margin (TTM)
76.7%β–² +0.9% YoY
Operating Income (TTM)
$5.14Bβ–² +27.2% YoY
Free Cash Flow (TTM)
$2.82Bβ–² +27.2% YoY

About AFLAC INC

Aflac Incorporated, operating through its various subsidiary companies, focuses on delivering supplementary health and life insurance policies. The firm's business activities are structured into two primary divisions: Aflac Japan and Aflac U.S. In Japan, the company offers a diverse range of insurance products, including coverage for cancer, medical expenses, income support for nursing care, and the distinct GIFT plan. This segment also provides traditional whole and term life insurance, along with savings-oriented plans like WAYS and child endowment products. Meanwhile, the Aflac U.S. division caters to the American market, furnishing policies that address cancer, accidents, short-term disability, critical illness, and hospital stays. Additionally, it provides dental, vision, long-term care, disability, and both term and whole life insurance options. Aflac distributes its comprehensive suite of products through multiple channels, which include dedicated sales associates, independent brokers, various corporate and individual agencies, and affiliated agencies. Established in 1955, the company maintains its corporate headquarters in Columbus, Georgia.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
59/100

Analyst Price Target

β“˜
Average Target
$141.77
β–² +17.1% Upside
High Target$158.19
Low Target$118.62
Based on 24 analysts

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