ACNB logo

ACNB CORP

ACNBNASDAQ
πŸ† #2673 by market capEarnings Jan 20US Equity
$65.12β–Ό $0.17 (βˆ’0.26%)
Market closed Β· at close
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24hβ–Ό 0.3%
7dβ–Ό 1.1%
14dβ–² 3.6%
30dβ–² 3.3%
ytdβ–² 32.7%
1yβ–² 48.4%
🏦Market Cap
$662M
Small Cap
πŸ“ˆRevenue Growth (YoY)
28.9%
High Growth
πŸ“ŠGross Margin
79.6%
High
πŸ’΅FCF Margin
15.4%
Healthy
βš–οΈP/S Ratio
3.3x
Fair
Otter Score
72
Strong

Trading Snapshot

Day Range
$64.48 – $65.96
52-Week Range
$42.60 – $67.60
Volume (shares)
59,900
Avg Volume (shares)
β€”
Shares Outstanding
10.2M
Next Earnings
2027-01-20

Fundamentals Snapshot

Annual Revenue
$170M
Last Q Revenue
$54M
P/E Ratio
12.0
P/S Ratio
3.3x
EPS (TTM)
$5.48
Dividend Yield
3.22%
Dilution (1yr)
+21.7%
ACNB logo

ACNB CORP

ACNB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$170Mβ–² +28.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
73.7%β–Ό βˆ’12.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$46Mβ–² +14.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$53Mβ–² +35.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
10.4Mβ–² +21.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$308Mβ–Ό βˆ’$82M YoY
StockOtter Β· stockotter.space

About ACNB CORP

ACNB Corporation operates as a financial holding company, offering a comprehensive suite of banking, insurance, and financial services to a diverse clientele including individuals, businesses, and government entities across the United States. Its banking segment provides a range of deposit products such as checking, savings, money market, and time accounts, along with debit cards. The company is also a significant lender, furnishing commercial products like mortgages, real estate development and construction financing, accounts receivable and inventory loans, and agricultural and governmental funding. For individual consumers, it supplies home equity loans and lines of credit, automotive and recreational vehicle loans, manufactured housing loans, and personal lines of credit. Mortgage programs encompass personal residential, construction, and investment properties. Beyond traditional banking, ACNB delivers extensive wealth management and trust services, acting as a trustee to oversee, manage, and distribute financial assets for testamentary, life insurance, and charitable remainder trusts, as well as guardianships, powers of attorney, custodial accounts, and investment advisory and management services. Retail brokerage is also available. Additionally, the corporation offers various insurance products, including property and casualty, health, life, and disability coverage for both commercial and individual clients. Customers benefit from convenient access through online, telephone, and mobile banking, alongside automated teller machine services. Established in 1857 and based in Gettysburg, Pennsylvania, ACNB's physical network as of December 31, 2021, comprised 19 community banking branches across Adams, York, Cumberland, and Franklin counties in Pennsylvania; five community banking offices in Frederick County, Maryland; and six in Carroll County, Maryland. Loan offices further extend its reach in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Strong
72/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy5
Hold3
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

GlobeNewsWireΒ·22h ago

ACNB Corporation Announces Fourth Quarter of 2026 Regular and Special Cash Dividends

GETTYSBURG, Pa., Oct. 28, 2026 (GLOBE NEWSWIRE) -- ACNB Corporation (NASDAQ: ACNB), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced today that the Board of Directors has declared both

Zacks Investment ResearchΒ·6d ago

ACNB (ACNB) Q3 Earnings and Revenues Top Estimates

ACNB (ACNB) came out with quarterly earnings of $1.55 per share, beating the Zacks Consensus Estimate of $1.48 per share. This compares to earnings of $1.42 per share a year ago.

GlobeNewsWireΒ·6d ago

ACNB Corporation Reports Record 2026 Third Quarter Financial Results

GETTYSBURG, Pa., Oct. 22, 2026 (GLOBE NEWSWIRE) -- ACNB Corporation (NASDAQ: ACNB) (β€œACNB” or theΒ β€œCorporation”), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced net income of $15.7 m

Zacks Investment ResearchΒ·12d ago

Why ACNB (ACNB) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does ACNB (ACNB) have what it takes?

Zacks Investment ResearchΒ·28d ago

Why ACNB (ACNB) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does ACNB (ACNB) have what it takes?

Defense WorldΒ·Sep 28

Reviewing ACNB (NASDAQ:ACNB) and Bank of America (NYSE:BAC)

Bank of America (NYSE: BAC - Get Free Report) and ACNB (NASDAQ: ACNB - Get Free Report) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their in